By Admin, BuyLocalBG.com, BuyLocalBg@gmail.com/
Monday, December 19th, 2011 11:00 AM CST
You only have TWO WEEKS! Destiny Dental wanted us to give you another friendly reminder that now is the time to be thinking about using your insurance benefits before they may expire at the end of the year.
Have you been putting off that cleaning? Well, the holidays are here and you need to come in and get that smile that will WOW the family from out of town. Also, don’t forget the kids. Since they are on break this may be the best time to see Dr. Davis and Dr. Robertson.
If you are unsure of what benefits are remaining, please call their office to get a find out about your benefits. Remember the 4 points we talked about last time.
If your dental insurance plan is on a calendar year, there are 4 reasons that will show you why you should make a dental appointment now.
1. Yearly Maximum- The yearly maximum is the most money that the dental insurance plan will pay for your dental work within one full year. This amount varies by insurance company, but the average is around $1,000 per year, per person. The yearly maximum usually renews every year (on January 1 if your plan is on a calendar year). If you have unused benefits, these will not rollover.
2. Deductible- The deductible is the amount of money that you must pay to your dentist out of pocket before your insurance company will pay for any services. This fee varies from one plan to another and could be higher if you choose an out-of-network dentist. However, the average deductible for a dental insurance plan is usually around $50 per year. Your deductible also starts again when your plan rolls over.
3. Premiums- If you are paying your dental insurance premiums every month, you should be using your benefits. Even if you don’t need any dental treatment, you should always have your regular dental cleanings to help prevent and detect any early signs of cavities, gum disease, oral cancer and other dental problems.
4. Dental Problems- Can Worsen By delaying dental treatment, you are risking more extensive and expensive treatment down the road. What may be a simple cavity now, could turn into a root canal later. Call Destiny Dental and schedule an appointment to use those benefits.
Call Destiny Dental for more questions about Dental Insurance or to see if you a can schedule an appointment. They are located at 1720 Destiny Lane and can be reached by phone at 842-3554. Don’t forget to fan them on facebook.